About Credit Union Insurance

Credit Union Insurance Limited is a 100% New Zealand owned and operated insurance company and is a subsidiary of the cooperatively owned New Zealand Association of Credit Unions.

We provide a range of simple car insurance products designed for the needs of Kiwis throughout New Zealand. We are dedicated to providing a personal, friendly service to help protect you, your family and your vehicle.

We currently offer competitive:

And if the unexpected does happen, we will make claim time as easy and painless as we can.

If you aren’t currently a member of a credit union, you can join up today and take advantage of a new way of looking after your finances – where you’re both the customer and the owner of the company - so you’ll know you’re not just helping make profits for the big guys!

If you are a member of a credit union you'll also receive member benefits such as lower excesses and access to personal service through the credit union branch network of over 85 branches nationwide - making it easier for you to deal face to face with a real person at claims time!

Simply click on the Branch Locations tab to find your local credit union and make the switch today.


Our Rating Disclosure:
Credit Union Insurance Limited has a BB+ insurer financial strength rating, given by Fitch Ratings. 
Fitch Ratings Insurer Financial Strength Ratings:
AAA: Exceptionally Strong AA: Very strong A: Strong BBB:  Good BB: 
Moderately weak B: Weak CCC: Very weak CC: Extremely weak C: Distressed.
Notes: "+" or "-" may be appended to a rating to indicate the relative position of a credit union within the rating category. Such suffixes are not added to ratings in the "AAA" category or to ratings below the 'B' category.

Solvency Margin:
Credit Union Insurance has a solvency margin 
of $127,744 for Life Insurance and $535,782 for Non-Life Insurance, a total of $663,526 for the year ended 30 June 2014.

Credit Union Insurance Ltd is fully licensed by the Reserve Bank of New Zealand under the Insurance (Prudential Supervision) Act 2010.